Terence Clark

Compliance Director

Terence has over 35 years' experience in the Financial Services environment, covering general insurance, investments and mortgages. Before joining RWA, Terence worked for a large PLC insurance brokerage in Manchester, overseeing some 20 acquisitions. He was made a Director of RWA in 2011 and has worked with insurance broking firms of all sizes across the UK. He has a particular interest in Financial Crime and the protecting the insurance broker. Terence is also Executive Chairman of the Association of Professional Compliance Consultants (APCC), the professional body for the compliance consultancy sector.


Areas of Expertise:


  • The FCA Rule Book
  • Financial Crime
  • Mergers & Acquisitions
  • Start-Ups & Authorisations Audits

Professional Qualifications:


  • Cert CII (GI)
  • Cert CII (MP) (for mortgages)
  • Cert PFS (For Inv business)
  • CeRGI (General Insurance) Pass with Distinction
  • CeRCC ( Customer service)
  • FCoI (Compliance)
  • MCSI (Compliance, Management and Investments)
  • Dip FSM (Fin Serv Management) Pass with Merit

Terence was the first person in the UK to obtain a Distinction in the CeRGI qualification and is one of only 70 professionals to hold FCoI status.


Terence regularly speaks at industry seminars on the topic of regulation and frequently provides comment for the industry press.